What is tax resolution? Tax resolution is the process of settling IRS debt and stopping enforcement through programs the IRS itself administers: installment agreements, Offers in Compromise, penalty abatement, and Currently Not Collectible status. Tax Expert Today LLC, a Naples firm of enrolled agents, CPAs, and attorneys, represents taxpayers in these programs nationwide. Call (239) 441-2005 for a free consultation.

Reviewed by Dr. Pellumb Kabashi, DBA, MBA, CES, CFE, EA, and the firm’s CPAs and tax attorneys · Last updated July 2, 2026

Resolution option When it fits Authority
Installment agreement You can pay the balance in full over time IRC §6159
Offer in Compromise The debt exceeds what you can realistically pay IRC §7122
Penalty abatement Penalties inflate a balance you could otherwise manage IRM 20.1.1
Currently Not Collectible Paying anything now would create financial hardship IRM 5.16.1

IRS Audit Representation and Tax Resolution in Naples, FL and Nationwide

Few experiences are more stressful than dealing with the IRS. Whether it’s a notice, an audit, or back taxes that have gotten out of hand, the process can feel overwhelming without the right guidance. At Tax Expert Today LLC, based in Naples, Florida, we provide the support, advocacy, and expertise you need to navigate IRS challenges with confidence, locally and across the United States, with concentrated client communities in Florida, California, Texas, and Georgia.

Dr. Kabashi, our founder, is an experienced tax and business advisor with a Doctorate in Business Administration. With a background that spans corporate, legal, and tax environments, Dr. Kabashi has the knowledge and perspective to approach even the most complex cases. As a Certified Fraud Examiner, he is also uniquely equipped to untangle complicated records and address situations where accuracy and detail are critical. Our team is authorized to represent clients directly before the IRS in all 50 states, so you don’t need to be on the call.

Our IRS resolution services cover a wide range of situations. From negotiating installment agreements and penalty abatements to addressing wage garnishments or tax liens, we work to protect your financial stability while bringing your account back into good standing. For audits, we handle all communication with the IRS on your behalf, ensuring your rights are protected and your case is presented clearly.

We know that every IRS matter is different, which is why we take the time to understand your unique circumstances before creating a strategy. Whether you’re a Naples-area business owner facing payroll tax issues or an individual anywhere in the country worried about penalties and interest, we’ll guide you through the process step by step, keeping you informed and supported along the way.

At Tax Expert Today LLC, our goal is not only to resolve your immediate IRS concerns but also to help prevent future issues. By addressing the root causes and implementing proactive tax strategies, we give you peace of mind and a path forward.

Schedule a consultation today to get the representation you need and the relief you deserve, from our office in Naples, Florida or remotely from anywhere in the U.S.

For the full picture of how representation works, the statutory options, and what to bring, see our dedicated Naples FL tax resolution page.

Where Can You Get Tax Resolution in Naples, FL?

Tax resolution in Naples, FL is handled by enrolled agents, CPAs, and attorneys, the three groups that hold practice rights before the IRS under Circular 230 §10.3. Tax Expert Today LLC works from a Naples office at 11983 Tamiami Trail N and represents Collier and Lee County taxpayers, and clients nationwide, in audits, collection matters, and penalty disputes.

A Naples tax resolution engagement generally runs in four stages, and the order matters because the IRS will not consider most relief until the earlier stages are complete.

  1. Pull the record. Account, wage, and income transcripts establish what the IRS believes is owed, which years are open, and whether the collection statute is running. Representation is filed on Form 2848 so the IRS corresponds with the representative.
  2. Reach filing compliance. Unfiled years are prepared first. The IRS generally requires a taxpayer to be current on filings before approving an installment agreement or an Offer in Compromise.
  3. Select the option that the financials actually support. The four programs in the table above are not interchangeable. Which one fits is driven by reasonable collection potential, the age of the debt, and current income and expenses measured against IRS collection financial standards.
  4. File, monitor, and prevent recurrence. After acceptance, the account is monitored for default triggers, and estimated payments or withholding are adjusted so a new balance does not accrue.

Enforcement that is already in motion is handled on a shorter clock. Levies, liens, and IRS wage garnishment carry statutory response windows, and a Collection Due Process request under IRC §6330 must generally be filed within 30 days of the notice date to preserve appeal rights. Naples taxpayers who have received a levy notice should treat the date on the notice as the operative deadline.

Frequently Asked Questions

How does IRS tax resolution work in Naples, FL?

IRS tax resolution works the same way in Naples as anywhere else, because the programs are federal. A representative files Form 2848, pulls IRS transcripts, brings unfiled years current, and then applies for the program the financials support. What is local is the practitioner, the in-person meeting, and familiarity with Florida issues such as homestead protection and community property questions for taxpayers relocating from other states.

How long does an IRS resolution case take?

Timelines vary widely and no representative can promise a date. As general ranges, installment agreements are often decided within weeks once filings are current, penalty abatement requests commonly take several months, and Offers in Compromise are frequently pending for six months to a year or longer. Cases with unfiled returns take longer because the filing work has to be completed first.

Can a Naples tax resolution firm stop a wage garnishment or bank levy?

Relief is possible in many cases but is never automatic. Options include requesting a Collection Due Process hearing under IRC §6330, demonstrating that the levy creates an economic hardship under IRC §6343, entering an installment agreement, or establishing Currently Not Collectible status. The outcome depends on the taxpayer financial picture and on how much time remains on the notice.

Do you have to live in Naples to work with the firm?

No. IRS representation is federal, so Tax Expert Today LLC works with clients in all 50 states by secure video conference and represents concentrated client communities in Florida, California, Texas, and Georgia. Naples and Southwest Florida clients may meet at the Naples office, and taxpayers who prefer a page focused on local matters can read the Naples FL tax resolution page.

What should you bring to a first tax resolution consultation?

Bring every IRS notice received, the most recent filed return, a list of years believed to be unfiled, current pay or profit and loss information, and a rough monthly budget. That set is usually enough to identify which programs are realistic. Missing pieces can be reconstructed from IRS transcripts once representation is on file.

Ready to talk?

Tax Expert Today serves clients from our Naples, FL office, nationwide.

Schedule a Consultation   (239) 441-2005
Common Questions

Frequently asked questions

Real questions clients ask in our practice. If yours isn't here, reach out and we'll answer it directly.

What is an Enrolled Agent, and why should I hire one instead of a CPA for IRS issues?

An Enrolled Agent (EA) is federally licensed to represent taxpayers before the IRS. We have the same audit authority as CPAs but typically cost less and specialize in IRS matters. Tax Expert Today's team includes enrolled agents, CPAs, and tax attorneys, so we cover every angle of IRS representation. We represent you at audit appointments, respond to IRS notices, and negotiate resolutions. If the IRS contacts you, we can take over immediately rather than you handling it yourself. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

I received a CP2000 notice from the IRS. What do I do?

A CP2000 means the IRS found a discrepancy between your return and third-party data (like 1099s or W-2s). You have 30 days to respond. Don't ignore it. Review the proposed changes; if they're wrong, you reply with corrections and documentation. If correct, you can agree and pay. We intercede if the math is wrong or if you have legitimate business reasons the IRS missed. Most CP2000 cases are errors that can be fixed with one letter. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What triggers an IRS audit, and am I at higher risk?

The IRS audits roughly 0.4% of returns. Higher audit risk includes: large business deductions relative to income, home office or vehicle deductions with limited documentation, cash business income, large charitable donations without substantiation, and high net worth. Self-employed people in Florida and Texas face higher audit rates because of income concentration. Recent business losses also draw attention. If you're high-income, you're statistically more likely to face an audit. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What happens if I receive a 30-day letter from the IRS?

A 30-day letter means the IRS completed an audit and proposes changes. You have 30 days to respond: accept the findings, dispute them in writing with evidence, or request a conference with the Appeals Office. Don't just ignore the deadline. We advise whether disputing makes sense (it does about 40% of the time) and prepare your response. If you're considering dispute, we file the protest with IRS Appeals within the 30-day window. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What is an Offer in Compromise, and am I eligible?

An Offer in Compromise (OIC) lets you settle a tax debt for less than you owe, typically 40 to 60 cents on the dollar. You're eligible if the IRS believes you cannot pay the full amount in the foreseeable future. The IRS looks at income, expenses, assets, and future earning potential. A single offer filed poorly kills your shot for years. We run financial numbers upfront to see if you qualify, then present a compelling case. Most clients qualify for payment plans instead, which are simpler. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What are my payment plan options if I can't pay the IRS what I owe?

Short-term payment plans (under 180 days) are free. Long-term installment agreements cost $225 to $31 monthly depending on the amount and method. Direct debit plans (automatic monthly withdrawal) cost less than coupon payments. For large debts, the IRS may file a tax lien if you don't have a plan in place within 120 days. We negotiate payment terms based on your cash flow. Many clients negotiate monthly payments they can actually sustain. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

How do I get a penalty abated when the IRS penalizes me?

The IRS assesses penalties (failure-to-file, failure-to-pay, accuracy-related) routinely. You can request First-Time Penalty Abatement (FTPB) if it's your first penalty in three years, claiming reasonable cause or reliance on bad advice. For repeat penalties, you need a compelling story: illness, death in family, or CPA error with documentation. We write abatement requests with solid evidence. Success rates are 50 to 70% with proper documentation and a reasonable narrative. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What should I bring to an IRS audit appointment?

Bring documents supporting the items being examined: receipts, invoices, mileage logs, bank statements, loan agreements, and canceled checks. Bring your return and any preliminary IRS requests. Organize by category so you're not shuffling papers. Don't volunteer information beyond what's asked. Let your representative (us) do most talking. Most audits focus on 2 or 3 specific items, not your entire return. Preparation takes time but prevents surprises. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

How long does an IRS audit typically take?

Simple office audits take 2 to 4 months. Field audits (the IRS visits your business or home) take 6 to 12 months because there's more to examine. If you dispute and go to Appeals, add another 6 to 12 months. Total timeline from notice to closure is often 12 to 18 months. The IRS works slowly. We keep pressure on them to wrap up. The longer an audit hangs, the longer your uncertainty lasts. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

What is the statute of limitations on IRS collection?

The IRS generally has 10 years from the time they assess a tax debt to collect it. The clock resets if you make a payment or sign an extension agreement. Once 10 years passes, the debt is legally uncollectable even if you still owe it. If you're in a negotiation or payment plan, don't let that clock run down by default. We track statute expirations and sometimes negotiate around them if you're near the end. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

Can the IRS levy my bank account or garnish my wages?

Yes. If you ignore an IRS debt and don't have a payment plan, the IRS can levy your bank account, garnish wages, or place a lien on your property. A wage levy sends your employer a notice to withhold 25% of your net pay. A bank levy freezes your account for 21 days, then the funds go to the IRS. These actions are reversible if you get a payment plan in place quickly. We file notices of federal tax lien to protect your rights if applicable. Every client situation is different, so call (239) 441-2005 to review your specific facts before acting on this guidance.

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