/* ==============================================================
   Tax Expert Today — modern stylesheet
   Palette : navy #1D3557 / blue #457B9D / red #E63946 /
             cyan #A8DADC / cream #FAF7F2 / off-white #F8F6F1
   Type    : Cormorant (serif headings) + Plus Jakarta Sans (body)
   Motion  : Ken Burns hero, crossfade slideshow, scroll fade-ups,
             smooth hover lifts.
   ============================================================== */

:root{
  --primary:#1D3557;
  --primary-2:#152949;
  --secondary:#457B9D;
  --alt:#E63946;
  --light-cyan:#A8DADC;
  --cream:#F5F5F7;       /* light gray (was beige #FAF7F2) */
  --bone:#EDEEF1;        /* slightly cooler light gray (was beige #F4F1EA) */
  --line:#E2E5EA;
  --ink:#1B2533;
  --body:#5A6776;
  --gold:#C8A24B;
  --body-font:'Plus Jakarta Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --heading-font:'Cormorant','Cormorant Garamond',Georgia,serif;
  --container:1280px;
  --shadow-sm:0 10px 25px -10px rgba(20,40,75,.18);
  --shadow-md:0 24px 60px -28px rgba(20,40,75,.30);
  --shadow-lg:0 36px 80px -36px rgba(20,40,75,.35);
  --radius:14px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;font-size:16px;}
body{
  margin:0;line-height:1.7;color:var(--ink);
  font-family:var(--body-font);font-size:1rem;
  -webkit-font-smoothing:antialiased;background:#fff;
  overflow-x:hidden;
}
img{max-width:100%;height:auto;display:block;}
ul{list-style:none;padding:0;margin:0;}
a{color:var(--secondary);text-decoration:none;transition:color .2s ease;}
a:hover{color:var(--alt);}

h1,h2,h3,h4,h5{
  margin:0 0 24px;color:var(--primary);font-family:var(--heading-font);
  font-weight:600;line-height:1.12;letter-spacing:-.005em;
}
h1{font-size:clamp(2.4rem,5.2vw,4.5rem);font-weight:500;}
h2{font-size:clamp(2rem,3.6vw,3rem);}
h3{font-size:1.5rem;font-weight:600;}
h4{font-size:1.15rem;font-weight:600;color:var(--secondary);font-family:var(--body-font);}
p{margin:0 0 1em;color:var(--body);font-size:1.05rem;line-height:1.75;}

.container,.row{max-width:var(--container);margin:0 auto;padding:0 28px;}
.row-narrow{max-width:920px;margin:0 auto;padding:0 28px;}

/* ---------- BUTTONS ---------- */
.button{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:15px 30px;border-radius:999px;
  font-family:var(--body-font);font-size:.95rem;font-weight:600;
  letter-spacing:.04em;text-transform:uppercase;cursor:pointer;border:0;
  background:var(--primary);color:#fff;text-decoration:none;
  transition:transform .15s ease, background .25s ease, color .25s ease, box-shadow .25s ease;
  box-shadow:var(--shadow-sm);
}
.button:hover{background:var(--alt);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow-md);}
.button.gold{background:var(--gold);color:#fff;}
.button.gold:hover{background:#a4823a;}
.button.outline{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.7);box-shadow:none;}
.button.outline:hover{background:#fff;color:var(--primary);}
.button.ghost{background:transparent;color:var(--primary);border:1.5px solid var(--primary);box-shadow:none;}
.button.ghost:hover{background:var(--primary);color:#fff;}

/* ---------- HEADER ---------- */
.header{
  position:fixed;top:0;left:0;right:0;z-index:60;
  transition:background .35s ease, box-shadow .35s ease, padding .25s ease;
  background:linear-gradient(180deg,rgba(15,30,55,.55),rgba(15,30,55,0));
}
.header.scrolled{
  background:rgba(20,40,75,.96);backdrop-filter:saturate(140%) blur(10px);
  box-shadow:0 12px 30px -16px rgba(0,0,0,.4);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:18px 32px;max-width:1480px;margin:0 auto;gap:24px;
}
.header-logo{display:flex;align-items:center;gap:14px;text-decoration:none;color:#fff;}
.header-logo .brand-mark{
  height:56px;width:auto;display:block;flex:0 0 auto;
  filter:brightness(0) invert(1);  /* logo always white over dark navy header */
}
.header-logo .lockup{display:flex;flex-direction:column;line-height:1;color:#fff;}
.header-logo .lockup .name{
  font-family:var(--heading-font);font-weight:600;font-size:1.4rem;letter-spacing:.02em;color:#fff;
}
.header-logo .lockup .tag{
  font-family:var(--body-font);font-weight:600;font-size:.62rem;letter-spacing:.32em;
  color:var(--light-cyan);text-transform:uppercase;margin-top:6px;
}
.header-logo img.custom-logo{
  max-height:60px;width:auto;display:block;
  filter:brightness(0) invert(1);  /* logo always white over dark navy header */
}
.header-right{display:flex;align-items:center;gap:24px;}
.main-nav{display:flex;align-items:center;gap:30px;}
.main-nav a{
  position:relative;color:#fff;text-decoration:none;
  font-weight:500;font-size:.95rem;line-height:1;padding:6px 0;letter-spacing:.01em;
}
.main-nav a::after{
  content:"";position:absolute;left:50%;bottom:-6px;
  width:0;height:1px;background:var(--light-cyan);
  transform:translateX(-50%);transition:width .3s ease;
}
.main-nav a:hover,.main-nav a:focus,.main-nav a.current{color:var(--light-cyan);}
.main-nav a:hover::after,.main-nav a.current::after{width:calc(100% + 14px);}
.header-phone{
  color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;
  display:inline-flex;align-items:center;gap:8px;
}
.header-phone:hover{color:var(--light-cyan);}
.header-client-login{
  color:#cdd5e1;text-decoration:none;font-weight:500;font-size:.85rem;
  display:inline-flex;align-items:center;gap:6px;letter-spacing:.02em;
  padding:6px 0;border-bottom:1px solid transparent;transition:color .2s,border-color .2s;
}
.header-client-login:hover{color:#fff;border-bottom-color:rgba(255,255,255,.4);}
.header-cta{
  color:var(--primary);background:#fff;text-decoration:none;
  font-weight:600;font-size:.88rem;letter-spacing:.06em;text-transform:uppercase;
  padding:11px 22px;border-radius:999px;
  transition:background .2s,color .2s,transform .2s;
  display:inline-flex;align-items:center;
}
.header-cta:hover{background:var(--light-cyan);color:var(--primary);transform:translateY(-1px);}
.nav-toggle{display:none;background:transparent;border:0;color:#fff;font-size:1.5rem;cursor:pointer;}

/* ---------- HERO ---------- */
.hero{
  position:relative;height:100vh;min-height:680px;color:#fff;
  display:flex;align-items:center;justify-content:center;text-align:left;
  overflow:hidden;background:#0e1d33;
}
.hero-slides{position:absolute;inset:0;}
.hero-slide{
  position:absolute;inset:0;background-size:cover;background-position:center;
  opacity:0;transform:scale(1.06);
  transition:opacity 1.4s ease;
  animation:kenburns 20s ease-out infinite alternate;
}
.hero-slide.is-active{opacity:1;}
@keyframes kenburns{
  from{transform:scale(1);}
  to{transform:scale(1.12);}
}
.hero::after{
  content:"";position:absolute;inset:0;
  background:
    linear-gradient(180deg,rgba(15,30,55,.40) 0%,rgba(15,30,55,.55) 60%,rgba(15,30,55,.85) 100%),
    linear-gradient(120deg,rgba(15,30,55,.55),rgba(15,30,55,0) 60%);
}
.hero-content{
  position:relative;z-index:2;
  max-width:1280px;width:100%;padding:120px 32px 0;
}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:12px;
  font-size:.78rem;letter-spacing:.32em;text-transform:uppercase;
  color:var(--light-cyan);font-weight:600;margin-bottom:22px;
}
.hero-eyebrow::before{
  content:"";width:48px;height:1px;background:var(--light-cyan);
}
.hero h1{
  color:#fff;max-width:880px;margin:0 0 24px;
  font-weight:500;line-height:1.06;letter-spacing:-.01em;
}
.hero h1 em{font-style:italic;color:var(--light-cyan);}
.hero p.lead{
  color:#dce4ee;max-width:620px;font-size:1.18rem;line-height:1.6;margin:0 0 36px;
}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;}
.hero-meta{
  position:absolute;left:32px;right:32px;bottom:38px;z-index:2;
  display:flex;justify-content:space-between;align-items:flex-end;
  color:#a9b3c4;font-size:.82rem;letter-spacing:.06em;
}
.hero-meta a{color:#a9b3c4;}
.hero-dots{display:flex;gap:8px;}
.hero-dots button{
  width:32px;height:2px;background:rgba(255,255,255,.3);border:0;cursor:pointer;
  padding:0;transition:background .25s ease;
}
.hero-dots button.is-active{background:#fff;}
.scroll-down{
  position:absolute;left:50%;bottom:0;transform:translateX(-50%);z-index:3;
  width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:var(--alt);color:#fff;text-decoration:none;
  transition:transform .2s ease, background .25s ease;
  animation:bob 2.6s ease-in-out infinite;
}
.scroll-down:hover{background:var(--primary);transform:translateX(-50%) translateY(-3px);}
@keyframes bob{0%,100%{transform:translateX(-50%) translateY(0);} 50%{transform:translateX(-50%) translateY(-6px);}}

@media (min-width:1100px){
  .hero-content{padding:140px 64px 0;}
  .hero-meta{left:64px;right:64px;}
}

/* ---------- SECTIONS ---------- */
section{padding:100px 0;}
.bg-cream{background:var(--cream);}
.bg-bone{background:var(--bone);}
.bg-paper{background:#fff;}
.bg-navy{background:var(--primary);color:#fff;}
.bg-navy h2{color:#fff;}
.bg-navy p{color:#cdd5e1;}

.section-eyebrow{
  display:inline-block;font-family:var(--body-font);font-size:.78rem;letter-spacing:.32em;
  text-transform:uppercase;color:var(--secondary);font-weight:600;margin-bottom:14px;
}
.bg-navy .section-eyebrow{color:var(--light-cyan);}
.section-head{max-width:780px;margin:0 auto 60px;text-align:center;}
.section-head h2{margin-bottom:14px;}
.section-head p{color:var(--body);font-size:1.1rem;}
.bg-navy .section-head p{color:#cdd5e1;}

/* ---------- FEATURED IN (stock-ticker auto-scroll marquee) ---------- */
.featured{
  background:var(--primary);color:#fff;padding:36px 0;overflow:hidden;
  border-top:1px solid rgba(255,255,255,.08);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.featured-inner{
  display:flex;align-items:center;gap:36px;
  max-width:var(--container);margin:0 auto;padding:0 28px;
}
.featured-label{
  flex:0 0 auto;
  font-family:var(--body-font);font-size:.78rem;letter-spacing:.32em;
  text-transform:uppercase;color:var(--light-cyan);font-weight:600;white-space:nowrap;
}
.featured-track-wrap{
  flex:1;overflow:hidden;
  mask-image:linear-gradient(90deg,transparent 0,black 6%,black 94%,transparent 100%);
  -webkit-mask-image:linear-gradient(90deg,transparent 0,black 6%,black 94%,transparent 100%);
}
.featured-track{
  display:flex;width:max-content;gap:0;
  animation:tickerScroll 38s linear infinite;
}
.featured:hover .featured-track{animation-play-state:paused;}
.featured-track .item{
  display:inline-flex;align-items:center;flex:0 0 auto;
  padding:0 30px;font-family:var(--heading-font);font-style:italic;
  font-size:1.5rem;color:#fff;white-space:nowrap;letter-spacing:.005em;
}
.featured-track .item::after{
  content:"";display:inline-block;width:6px;height:6px;border-radius:50%;
  background:var(--alt);margin-left:30px;
}
.featured-track .item:last-child::after{display:none;}
@keyframes tickerScroll{
  from{transform:translateX(0);}
  to{transform:translateX(-50%);}
}
@media (max-width:780px){
  .featured-inner{flex-direction:column;gap:18px;align-items:flex-start;padding:0 20px;}
  .featured-track-wrap{width:100%;}
  .featured-track .item{font-size:1.2rem;padding:0 18px;}
  .featured-track .item::after{margin-left:18px;}
}

/* ---------- WELCOME / WORKING WITH US ---------- */
.welcome{
  background:var(--cream);
  padding:120px 0;
}
.welcome-grid{
  display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center;
}
.welcome-text .section-eyebrow{margin-bottom:20px;}
.welcome-text h2{font-size:clamp(2.2rem,4vw,3.4rem);margin-bottom:30px;}
.welcome-text h2 em{font-style:italic;color:var(--secondary);}
.welcome-text p{font-size:1.08rem;color:var(--body);line-height:1.85;}
.welcome-text .button{margin-top:18px;}
.welcome-photo{
  position:relative;aspect-ratio:4/5;border-radius:var(--radius);overflow:hidden;
  box-shadow:var(--shadow-lg);
}
.welcome-photo img{
  width:100%;height:100%;object-fit:cover;transition:transform 1.2s ease;
}
.welcome-photo:hover img{transform:scale(1.04);}
.welcome-photo::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(20,40,75,.0) 60%,rgba(20,40,75,.45));
  pointer-events:none;
}
.welcome-photo .caption{
  position:absolute;left:24px;right:24px;bottom:24px;color:#fff;z-index:2;
}
.welcome-photo .caption .name{
  font-family:var(--heading-font);font-size:1.6rem;font-weight:600;line-height:1.1;
}
.welcome-photo .caption .credential{
  font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;color:var(--light-cyan);margin-top:6px;
}

/* ---------- SERVICES ---------- */
.services{padding:120px 0;background:#fff;}
.svc-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
  max-width:1280px;margin:0 auto;
}
@media (max-width:1100px){
  .svc-grid{grid-template-columns:repeat(2,1fr);}
}
@media (max-width:640px){
  .svc-grid{grid-template-columns:1fr;}
}
.svc-card{
  position:relative;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden;
  display:flex;flex-direction:column;
  transition:transform .35s ease, box-shadow .35s ease, border-color .35s ease;
  text-decoration:none;color:inherit;
}
.svc-card:hover{
  transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:#d9d4c7;
}
.svc-thumb{
  aspect-ratio:16/9;overflow:hidden;background:#cfd6df;
}
.svc-thumb img{
  width:100%;height:100%;object-fit:cover;
  transition:transform .8s ease;
}
.svc-card:hover .svc-thumb img{transform:scale(1.06);}

/* ---------- PRESS WORDMARK CARDS ---------- */
.press-thumb{
  width:100%;height:100%;display:flex;align-items:center;justify-content:center;
  text-align:center;padding:30px 24px;font-family:var(--heading-font);
  font-size:clamp(1.5rem,3vw,2.4rem);font-weight:600;color:#fff;
  letter-spacing:-0.005em;line-height:1.1;
  position:relative;transition:transform .8s ease;
  background-image:radial-gradient(rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:14px 14px;
}
.press-thumb::before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(135deg,var(--press-from,#002848) 0%,var(--press-to,#0e7c93) 100%);
  z-index:-1;
}
.svc-card .svc-thumb{position:relative;}
.svc-card .svc-thumb .press-thumb{position:relative;z-index:1;}
.svc-card .svc-thumb{isolation:isolate;}
.svc-card:hover .press-thumb{transform:scale(1.04);}
.press-thumb .wordmark{
  position:relative;z-index:2;font-style:italic;
  text-shadow:0 1px 2px rgba(0,0,0,.2);
}
.press-thumb .accent{
  position:absolute;left:24px;bottom:18px;width:36px;height:2px;
  background:rgba(255,255,255,.55);z-index:2;
}
/* per-outlet brand gradients */
.press-forbes      { background:linear-gradient(135deg,#0a0a0a 0%,#3d1418 100%); }
.press-bi          { background:linear-gradient(135deg,#003366 0%,#0c5fa6 100%); }
.press-yahoo       { background:linear-gradient(135deg,#410093 0%,#6c1cd1 100%); }
.press-gbr         { background:linear-gradient(135deg,#0e5e51 0%,#1aa68f 100%); }
.press-usanews     { background:linear-gradient(135deg,#002868 0%,#9c1226 100%); }
.press-azbigmedia  { background:linear-gradient(135deg,#7a3322 0%,#c45a1f 100%); }
.press-brainz      { background:linear-gradient(135deg,#2d1b4e 0%,#6b4f8e 100%); }
.press-hnw         { background:linear-gradient(135deg,#1f2a44 0%,#b8985a 100%); }
.press-consultant  { background:linear-gradient(135deg,#002848 0%,#1b5e96 100%); }
.press-cfodrive    { background:linear-gradient(135deg,#1f3142 0%,#4a6680 100%); }
.press-fintimes    { background:linear-gradient(135deg,#0c3a30 0%,#1d8a6e 100%); }
.press-chro        { background:linear-gradient(135deg,#4a1d3b 0%,#9b3f6b 100%); }
.press-devx        { background:linear-gradient(135deg,#0a4fa0 0%,#1cb4d8 100%); }
.svc-body{padding:28px 28px 32px;flex:1;display:flex;flex-direction:column;}
.svc-body h3{margin:0 0 10px;color:var(--primary);font-size:1.5rem;}
.svc-body p{color:var(--body);margin:0 0 20px;font-size:1rem;}
.svc-arrow{
  margin-top:auto;display:inline-flex;align-items:center;gap:10px;
  color:var(--alt);font-weight:600;font-size:.92rem;letter-spacing:.06em;text-transform:uppercase;
}
.svc-arrow svg{width:18px;height:18px;transition:transform .25s ease;}
.svc-card:hover .svc-arrow svg{transform:translateX(4px);}

/* ---------- CREDENTIALS STRIP ---------- */
.creds{
  background:var(--primary);color:#fff;padding:60px 0;
}
.creds-inner{
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:28px;
}
.creds-label{
  font-size:.78rem;letter-spacing:.32em;text-transform:uppercase;color:var(--light-cyan);font-weight:600;
}
.creds-list{
  display:flex;gap:36px;flex-wrap:wrap;
}
.creds-list span{
  font-family:var(--heading-font);font-size:1.15rem;color:#fff;font-weight:500;
  display:inline-flex;align-items:center;gap:8px;
}
.creds-list span::before{
  content:"";width:6px;height:6px;border-radius:50%;background:var(--light-cyan);
}

/* ---------- FOUNDER (DR. KABASHI) ---------- */
.founder{
  background:var(--bone);padding:120px 0;position:relative;overflow:hidden;
}
.founder-grid{
  display:grid;grid-template-columns:1fr 1.15fr;gap:80px;align-items:center;
}
.founder-photo{
  position:relative;border-radius:var(--radius);overflow:hidden;
  aspect-ratio:4/5;box-shadow:var(--shadow-lg);
}
.founder-photo img{width:100%;height:100%;object-fit:cover;transition:transform 1s ease;}
.founder-photo:hover img{transform:scale(1.04);}
.founder-photo::before{
  content:"";position:absolute;left:-30px;top:-30px;width:140px;height:140px;
  border:1.5px solid var(--alt);border-radius:8px;z-index:-1;
}
.founder-text h2{font-size:clamp(2rem,3.5vw,2.8rem);}
.founder-text h2 em{font-style:italic;color:var(--secondary);}
.founder-text p{color:var(--body);font-size:1.05rem;}
.founder-text .pill-row{
  display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 30px;
}
.pill{
  display:inline-flex;align-items:center;padding:8px 14px;border-radius:999px;
  background:#fff;border:1px solid var(--line);color:var(--primary);
  font-size:.82rem;font-weight:600;letter-spacing:.02em;
}
.founder-quote{
  display:block;font-family:var(--heading-font);font-size:1.4rem;line-height:1.45;
  color:var(--primary);font-style:italic;margin:30px 0;
  padding-left:18px;border-left:3px solid var(--alt);
}

/* ---------- CTA BANNER ---------- */
.cta{
  position:relative;color:#fff;text-align:center;
  padding:140px 0;background:#000;overflow:hidden;
}
.cta::before{
  content:"";position:absolute;inset:0;
  background-size:cover;background-position:center;
  background-image:url('../img/naples-pier-sunset.jpg');
  transform:scale(1.05);transition:transform 1.2s ease;
}
.cta:hover::before{transform:scale(1.1);}
.cta::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(20,40,75,.7),rgba(15,30,55,.85));
}
.cta .row{position:relative;z-index:2;max-width:880px;}
.cta h2{color:#fff;font-size:clamp(2rem,4vw,3rem);margin-bottom:18px;}
.cta p{color:#dce4ee;font-size:1.18rem;margin:0 0 28px;}

/* ---------- INNER PAGE BANNER ---------- */
.banner{
  position:relative;height:380px;padding-top:90px;background:var(--primary);
  background-size:cover;background-position:center;color:#fff;
  display:flex;align-items:center;justify-content:center;text-align:center;
  overflow:hidden;
}
.banner::before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(20,40,75,.55),rgba(15,30,55,.85));
}
.banner-inner{position:relative;z-index:2;padding:0 28px;}
.banner h1{margin:0;color:#fff;font-size:clamp(2.4rem,4.5vw,3.6rem);}
.banner .crumbs{margin-top:14px;color:#cdd5e1;font-size:.85rem;letter-spacing:.04em;}
.banner .crumbs a{color:#fff;}

/* ---------- LATEST ARTICLES STRIP (text-only editorial style) ---------- */
.latest-articles{padding:100px 0;background:#fff;}
.article-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:0;
  border-top:1px solid var(--line);
}
.article-card{
  display:block;text-decoration:none;color:var(--ink);
  padding:38px 32px 36px;border-bottom:1px solid var(--line);
  border-right:1px solid var(--line);
  transition:background .25s ease, transform .25s ease;
  position:relative;
}
.article-card:nth-child(3n){border-right:0;}
.article-card:hover{background:var(--cream);}
.article-card:hover .article-arrow{color:var(--primary);}
.article-card:hover .article-arrow svg{transform:translateX(4px);}
.article-meta{
  display:flex;align-items:center;gap:8px;
  font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;
  font-weight:600;margin-bottom:14px;color:var(--secondary);
}
.article-cat{color:var(--alt);}
.article-dot{color:var(--line);}
.article-date{color:var(--body);font-weight:500;letter-spacing:.06em;}
.article-title{
  font-family:var(--heading-font);font-weight:600;
  font-size:clamp(1.35rem,1.6vw,1.6rem);line-height:1.25;
  color:var(--primary);margin:0 0 14px;
  transition:color .25s ease;
}
.article-card:hover .article-title{color:var(--secondary);}
.article-excerpt{
  font-size:1rem;line-height:1.6;color:var(--body);
  margin:0 0 22px;
}
.article-arrow{
  display:inline-flex;align-items:center;gap:8px;
  color:var(--alt);font-weight:600;font-size:.86rem;
  letter-spacing:.06em;text-transform:uppercase;
  transition:color .25s ease;
}
.article-arrow svg{width:18px;height:18px;transition:transform .25s ease;}
@media (max-width:900px){
  .article-grid{grid-template-columns:1fr;}
  .article-card{border-right:0;}
  .article-card:nth-child(3n){border-right:0;}
}

/* ---------- NEWSLETTER ---------- */
.newsletter{padding:80px 0;background:var(--cream);}
.newsletter-card{
  max-width:980px;margin:0 auto;background:var(--primary);color:#fff;
  border-radius:14px;padding:54px 60px;
  display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center;
  background-image:radial-gradient(rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:18px 18px;
  position:relative;overflow:hidden;
}
.newsletter-card::before{
  content:"";position:absolute;right:-100px;top:-100px;
  width:300px;height:300px;border-radius:50%;
  background:radial-gradient(circle,var(--light-cyan) 0%,transparent 70%);
  opacity:.18;pointer-events:none;
}
.newsletter-text .section-eyebrow{color:var(--light-cyan);}
.newsletter-text h2{
  font-size:clamp(1.6rem,2.5vw,2.2rem);margin:8px 0 12px;color:#fff;
}
.newsletter-text h2 em{font-style:italic;}
.newsletter-text p{color:#cdd5e1;margin:0;font-size:1.02rem;line-height:1.55;max-width:520px;}
.newsletter-form{
  display:flex;align-items:stretch;gap:0;
  background:#fff;border-radius:999px;padding:6px;
  min-width:340px;
}
.newsletter-form input[type=email]{
  flex:1;border:0;padding:14px 22px;background:transparent;outline:none;
  font-size:.98rem;color:var(--ink);font-family:var(--body-font);
}
.newsletter-form input[type=email]::placeholder{color:#9ba5b3;}
.newsletter-form button{
  background:var(--primary);color:#fff;border:0;
  padding:0 26px;border-radius:999px;cursor:pointer;
  font-family:var(--body-font);font-weight:600;font-size:.92rem;
  letter-spacing:.06em;text-transform:uppercase;
  transition:background .2s, transform .2s;
}
.newsletter-form button:hover{background:var(--secondary);transform:translateY(-1px);}
.newsletter-fineprint{
  grid-column:1 / -1;color:#9aacc2;font-size:.78rem;
  margin:18px 0 0;line-height:1.5;
}
.newsletter-coming-soon{
  background:rgba(255,255,255,.08);border-radius:10px;
  padding:18px 24px;color:#cdd5e1;
}
.visually-hidden{
  position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden;
}

/* ---------- ENTRY ---------- */
.entry{padding:90px 0;background:#fff;}
.entry-body{max-width:820px;margin:0 auto;font-size:1.08rem;line-height:1.78;color:var(--ink);}
.entry-body h2,.entry-body h3{color:var(--primary);margin-top:1.6em;}
.entry-body blockquote{
  border-left:4px solid var(--alt);background:var(--cream);
  padding:18px 22px;margin:1.6em 0;color:var(--primary);
  font-family:var(--heading-font);font-size:1.25rem;
}

/* ---------- CONTACT ---------- */
.contact-wrap{max-width:760px;margin:0 auto;padding:54px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-md);}
.contact-wrap .section-head{margin-bottom:30px;text-align:center;}
.field{margin-bottom:22px;}
.field label{
  display:block;font-size:.82rem;font-weight:600;color:var(--primary);
  text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px;
}
.field input,.field textarea,.field select{
  width:100%;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:8px;
  font:inherit;color:var(--ink);transition:border-color .2s ease, box-shadow .2s ease;
}
.field input:focus,.field textarea:focus,.field select:focus{
  outline:0;border-color:var(--secondary);box-shadow:0 0 0 3px rgba(69,123,157,.18);
}
.field textarea{min-height:140px;resize:vertical;}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.consent{display:flex;align-items:flex-start;gap:10px;color:var(--body);font-size:.9rem;margin:18px 0 24px;}

/* ---------- FOOTER ---------- */
.site-footer{
  background:var(--primary-2);color:#cdd5e1;padding:72px 0 30px;text-align:center;
}
.footer-logo{
  display:inline-flex;flex-direction:column;align-items:center;text-decoration:none;
  color:#fff;line-height:1;
}
.footer-logo img{
  width:200px;height:auto;display:block;
  filter:brightness(0) invert(1);  /* logo always white over dark navy footer */
}
.footer-logo .name{
  font-family:var(--heading-font);font-weight:600;font-size:2rem;letter-spacing:.02em;color:#fff;
}
.footer-logo .tag{
  font-family:var(--body-font);font-weight:600;font-size:.7rem;letter-spacing:.32em;
  color:var(--light-cyan);text-transform:uppercase;margin-top:8px;
}
.footer-info{margin:30px 0 22px;color:#cdd5e1;font-size:.95rem;}
.footer-info p{margin:6px 0;color:#cdd5e1;}
.footer-info a{color:#fff;text-decoration:none;}
.footer-info a:hover{color:var(--light-cyan);}
.footer-social{
  display:flex;justify-content:center;gap:16px;margin-top:18px;
}
.footer-social a{
  display:inline-flex;align-items:center;justify-content:center;
  width:40px;height:40px;border-radius:50%;
  background:rgba(255,255,255,.08);color:#cdd5e1;
  transition:background .2s, color .2s, transform .2s;
}
.footer-social a:hover{
  background:var(--light-cyan);color:var(--primary);transform:translateY(-2px);
}
.footer-disclaimer{
  border-top:1px solid rgba(255,255,255,.1);padding-top:22px;margin-top:30px;
  max-width:920px;margin-left:auto;margin-right:auto;
}
.footer-disclaimer p{
  color:#9aacc2;font-size:.78rem;line-height:1.7;text-align:center;margin:0;
}
.footer-disclaimer a{color:#cdd5e1;text-decoration:underline;}
.footer-disclaimer a:hover{color:#fff;}
.footer-bottom{
  padding-top:18px;margin-top:18px;
  display:flex;justify-content:center;gap:20px;flex-wrap:wrap;color:#9aacc2;font-size:.85rem;
}
.footer-bottom a{color:#cdd5e1;text-decoration:none;}
.footer-bottom a:hover{color:#fff;}

/* ---------- SCROLL ANIMATIONS ---------- */
.fade-up{opacity:0;transform:translateY(24px);transition:opacity .9s ease, transform .9s ease;}
.fade-up.in{opacity:1;transform:translateY(0);}

@media (prefers-reduced-motion:reduce){
  .hero-slide{animation:none;}
  .scroll-down{animation:none;}
  .fade-up{opacity:1;transform:none;transition:none;}
}

/* ---------- RESPONSIVE ---------- */
@media (max-width:1100px){
  .header-inner{padding:14px 20px;}
  .main-nav{gap:22px;}
  .main-nav a{font-size:.9rem;}
}
@media (max-width:980px){
  .welcome-grid{grid-template-columns:1fr;gap:50px;}
  .welcome-photo{aspect-ratio:5/4;max-width:560px;margin:0 auto;}
  .founder-grid{grid-template-columns:1fr;gap:50px;}
  .founder-photo{aspect-ratio:5/4;max-width:560px;margin:0 auto;}
  .creds-inner{justify-content:center;text-align:center;}
}
@media (max-width:780px){
  .main-nav{display:none;}
  .header-right{gap:14px;}
  .nav-toggle{display:block;}
  .main-nav.open{
    display:flex;flex-direction:column;align-items:stretch;
    position:fixed;top:0;right:0;bottom:0;width:300px;
    background:rgba(20,40,75,.98);padding:90px 24px 24px;z-index:61;
  }
  .main-nav.open a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:1rem;}
  .header-phone span{display:none;}
  .header-client-login span{display:none;}
  .header-cta{padding:9px 16px;font-size:.78rem;}
  .newsletter-card{grid-template-columns:1fr;padding:40px 28px;gap:24px;text-align:center;}
  .newsletter-text p{margin-left:auto;margin-right:auto;}
  .newsletter-form{min-width:0;flex-direction:column;background:transparent;padding:0;gap:10px;}
  .newsletter-form input[type=email]{background:#fff;border-radius:8px;padding:14px 18px;}
  .newsletter-form button{padding:14px 22px;border-radius:8px;}
  section, .welcome, .services, .founder{padding:70px 0;}
  .cta{padding:80px 0;}
  .row2{grid-template-columns:1fr;}
  .contact-wrap{padding:30px;}
  .hero{min-height:600px;}
  .hero-content{padding-top:100px;}
  .hero h1{font-size:2.4rem;}
  .hero p.lead{font-size:1rem;}
  .creds-list{gap:20px;justify-content:center;}
  .creds-list span{font-size:1rem;}
}

/* ---------- Service FAQ accordion ---------------------------------- */
.service-faqs{padding:80px 0;background:#fff;}
.service-faqs .section-lede{max-width:640px;margin:14px auto 0;color:var(--body);}
.service-faqs .section-lede a{color:var(--primary);text-decoration:underline;text-underline-offset:3px;}
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
.faq-item{
  background:#fff;
  border:1px solid #e6e9ef;
  border-radius:14px;
  overflow:hidden;
  transition:border-color .2s, box-shadow .2s;
}
.faq-item[open]{
  border-color:var(--primary);
  box-shadow:0 6px 24px rgba(20,40,75,.06);
}
.faq-item summary{
  display:flex;align-items:center;justify-content:space-between;gap:18px;
  list-style:none;
  padding:22px 26px;
  cursor:pointer;
  font-family:var(--font-serif, "Cormorant", serif);
  font-weight:600;
  font-size:1.18rem;
  line-height:1.35;
  color:var(--primary);
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item .faq-q{flex:1;}
.faq-item .faq-icon{
  flex:0 0 28px;
  width:28px;height:28px;
  display:inline-flex;align-items:center;justify-content:center;
  border:1px solid var(--primary);
  color:var(--primary);
  border-radius:50%;
  font-size:18px;line-height:1;font-weight:400;
  transition:transform .25s ease, background .25s, color .25s;
}
.faq-item[open] .faq-icon{
  transform:rotate(45deg);
  background:var(--primary);
  color:#fff;
}
.faq-item .faq-a{
  padding:0 26px 24px 26px;
  color:var(--body);
  line-height:1.7;
  font-size:1rem;
}
.faq-item .faq-a p{margin:0;}
@media (max-width:640px){
  .faq-item summary{padding:18px 18px;font-size:1.05rem;}
  .faq-item .faq-a{padding:0 18px 18px 18px;}
}

/* ---------- Service-page author byline (E-E-A-T) ----------------- */
.author-byline{
  display:flex;align-items:center;gap:16px;
  padding:18px 20px;
  margin:0 0 32px;
  background:var(--cream);
  border-radius:12px;
  border-left:3px solid var(--primary);
}
.author-byline img{
  flex:0 0 56px;width:56px;height:56px;
  border-radius:50%;object-fit:cover;
}
.author-byline .byline-text{display:flex;flex-direction:column;gap:2px;font-size:.95rem;line-height:1.4;}
.author-byline .byline-prefix{font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--body);opacity:.7;}
.author-byline strong{font-family:inherit;font-weight:600;color:var(--primary);}
.author-byline strong a{color:var(--primary);text-decoration:none;}
.author-byline strong a:hover{text-decoration:underline;}
.author-byline .byline-meta{font-size:.85rem;color:var(--body);}
@media (max-width:600px){
  .author-byline{flex-direction:column;align-items:flex-start;}
}